How much tax are you really paying?
Enter your salary. See your exact tax position. Then discover how to keep more of it.
- UK, US, and Canada tax rules built in
- Pension, 401(k), ISA, RRSP, HSA, TFSA
- Free, no sign-up required
Quick tax check
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Answer a few questions about your income and get a personalized plan with the exact vehicles, contribution amounts, and tax savings.
Same salary. Two outcomes over a decade.
Life A
Pay full taxEnter a salary above to see the numbers.
Life B
Shelter and growEnter a salary above to see how sheltering changes the picture.
Enter a salary and hit Compare to see 10-year projections.
Free courses
Learn investing from real people who built real wealth
Learn the moves
Short explainers and guides on keeping more of what you earn.
Salary Sacrifice Explained
How to cut income tax and National Insurance at once.
401(k) vs Roth IRA
Which account saves you more, and when.
RRSP vs TFSA
Which Canadian account to fill first.
The HSA Triple Tax Advantage
The most efficient account in the US code.
Take-Home Pay Explained
What actually lands in your account.
Tax Brackets 2026
UK, US and Canada rates side by side.
Company Car Tax (BIK)
Why electric cars win on tax.
No Tax on Overtime
What the new US rule means for your pay.
All Tax-Sheltered Vehicles
Every account across UK, US and Canada.
Real investor stories
What people who built real wealth actually did
Not theory. These are the moves real people made with regular salaries, 401(k)s, Roth IRAs, TFSAs, ISAs, and index funds to reach seven figures.
“You can make as little as minimum wage and start investing. I started with $200 biweekly making $16 an hour. Once you cross $100K, the sky is just your starting point.”
“I ran the numbers and realised how much money I was leaving on the table. Sold the car, saved up cash, and got rid of the payment. Intentionality is everything.”
“Use a tax-advantaged account. In Canada, start with the TFSA. In the US, a Roth IRA. In the UK, a stocks and shares ISA. I came from nothing and truly changed the trajectory of my life.”
“I invested for 11 years. First in my family to ever buy a stock. That nest egg is what let me quit my job and build a startup. Start investing yesterday.”
“Financial Independence has five stages. You do not need to reach the final one to feel free. I am at the work-flexibility stage and I am living the life I want to live.”
“Income has three jobs: pay for mandatory expenses, pay for the fun stuff, and do the responsible things like save, invest, and pay off debt. You need enough income to do all three.”